Lets Talk About Options

Ok you just filed for bankruptcy or your thinking about doing it. For those that have already filed for bankruptcy you probably feel ashamed ,embarrassed and think your life is over, well its not going to be easy but your life is far from over and its not degrading and you don't have to feel embarrassed because if you think about it your new life has just begun. Today there are plenty of ways to get bankruptcy help and there is still hope to get that good credit rating back, its not going to be easy but with a little discipline and time you can show credit providers that you can bounce back on your feet and your more wiser about borrowing and making payments on time.

For those of you who are thinking about filing a bankruptcy petition sit back and think to yourself is this really going to be the easy road out of debt hell or can I reach out and ask for HELP . To many it is the only option but to some it is just an easy way out of paying bills because they want to enjoy luxuries in life. I'm going to use the phrase "I want to have my cake and eat it to" this is a great way of looking at things because there is an abondance of help out there for people that are struggling to pay their loans or credit cards . Another option is to consolidate your debt and make your payments easier and more affordable so you can have your cake and eat it.

Right here is a few tips for those that have gone bankrupt:

* First open a new bank account and in that account put $5 to $10 every week and do not touch it under any circumstances if you can set it up with your work or social security payments and deduct this amount into that account straight out of your pay. The more you put in this account the better but be realistic.

* Now you have no loans to repay you can focus on your utility bills like energy , phone and rent. Do not miss a payment with these bills, try and borrow from a family member if you have to.

Its all about starting over and building your credit rating back up to scratch. Find a financial advisor for some advice on how to get back on track so you can start borrowing again.

Many people have done it ,they played it smart and took peoples advise and now their sitting back in the house of their dreams or driving that flash car they always wanted and you would not even know they had been bankrupt. There is hope you just have to think smart and take advantage of your new financial start in life.