One of the easiest ways is to start getting credit.

An easy way to get credit is to apply for a credit card. There are plenty of companies online that offer credit cards to high risk credit/bankruptcy.

Most of the cards offered require a security deposit or only offer a small credit balance.

The point is; you need to get a good credit track record and start building your credit again.

The magic number is 3. The lines of credit that report to the credit bureaus. Over time (12 to 24 months)you will start to see your credit score dramtically improving. Having a good credit score means saving money.From purchasing a home to car insurance rates. We all know how important credit is today.

Bankruptcy is more common than you think. If you have filed for Bankruptcy, you're not alone.